Applying For Collector Car Insurance? Make Sure You Take These Steps Beforehand
Posted: June 1, 2020
Applying For Collector Car Insurance? Make Sure You Take These Steps BeforehandUnlike most vehicles, collector cars appreciate in value. This means specialized insurance requirements for these vehicles. If you are becoming a classic car owner, you need to know the following before purchasing a collector car insurance policy. Eligibility For Collector Car Insurance Classic or Antique Vehicle To qualify for collector car insurance, your vehicle must meet one of the following two conditions: Antique vehicle: For...
Can My Life Insurance Company Ever Cancel My Policy?
Posted: May 22, 2020
Can My Life Insurance Company Ever Cancel My Policy?If you have purchased whole life insurance, your policy should continue in effect until you die, at which time death benefits are paid to your beneficiaries. If you have purchased term life insurance, it should continue until the expiration date of the policy. Although you can cancel your life insurance policy at any time, the insurance company can only cancel for specific reasons. For example,...
Tips For Maintaining An Older Car
Posted: May 16, 2020
Tips For Maintaining An Older CarMore people are keeping their cars longer. The older a vehicle, the more likely it is to be paid off, plus you may get lower auto insurance premiums on higher mileage vehicles. Treating an older car right with proper maintenance can help extend its useful life. The following are some tips for maintaining an older vehicle. Follow The Manufacturer’s Recommended Maintenance Schedule Your user’s manual...
Can I Get Better Rates If I Change My Habits Before I Apply For Life Insurance?
Posted: May 7, 2020
Can I Get Better Rates If I Change My Habits Before I Apply For Life Insurance?Life insurance rates can vary widely depending on your age, health, and lifestyle choices. If you are overweight, smoke or drink, or have a health condition that could be improved by adjusting your lifestyle, you may be able to get better life insurance premiums if you change your habits before you apply. How Are Life Insurance Rates Determined? Insurance companies consider several factors in determining...
Understanding Your Personal Umbrella Policy
Posted: May 1, 2020
Understanding Your Personal Umbrella PolicyA personal umbrella insurance policy will provide extra coverage for you and your assets. It can kick in when other insurance coverage is not enough, but it is not a catch-all policy designed to cover everything. Personal umbrella insurance provides two basic types of coverage – liability and defense costs. What Is Personal Umbrella Coverage? An umbrella policy can cover what primary insurance excludes or...